Quite simply, there are no “lucky” or “unlucky” people – only “deliberate” and “non-deliberate” creators.  You are solely responsible for your life.  There is no “fate” or “luck” or predestination, nor is there a divine puppet-master granting earthly wishes or doling out karmic punishments. The quality and consistency of your thoughts and actions are the cause of the circumstances in your life.  What those thoughts and actions attract and produce are the effects.  Change the cause and you change the effect.